What are you checking?

What does your current job really leave you?

Enter what you earn today, add your tax details and lifestyle costs, and see what is truly available after bills.

No bank connection

Step 1

Current income

Choose how you are paid, then enter the income for this paycheck.

How would you like to enter your pay?

Use my actual paycheckEnter what you receive. No tax questions.Estimate my take-home payStart with hourly pay or salary and estimate deductions.Skip tax estimatesUse income as entered. No deductions calculated.

Amount you receive each payday

How often are you paid?

Use the amount deposited or handed to you. Any deductions are already reflected in this amount.

Add another income or household member

Household income

Add a partner, second job, or project

Every active source is included in taxes, bills, and available-money totals.

Step 2

Monthly lifestyle costs

Add only the bills and expenses that apply to you.

Monthly total$0

Keep bills simple

Start with a monthly total or basic bill entries. Open Advanced whenever you want more detail.

Want a daily spending allowance?

Use Advanced to enter each bill’s payment amount, next unpaid due date, and repeat schedule. Then set your available cash balance and next payday in Daily Spending. You can log expenses and use the spending chart without this setup.

No bills added yet

Start with housing, utilities, transportation, debt, savings, or any recurring lifestyle cost.

I don’t have regular billsConfirm this so TRU3 knows Step 3 is complete.

Complete the missing steps

What does your current job really leave you?

Current income

Add a partner, second job, or project

Monthly lifestyle costs

Add the highlighted information above before calculating.